Welcome
Whether you are a first-time buyer or an experienced buyer, DLC Clear Trust Mortgages has access to the very best products and rates available across Canada. Give me a call… I think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.69%
- $408.64
- $90.10
-
- 4 Years
- 3.74%
- $512.02
- 2.09%
- $427.81
- $84.21
-
- 5 Years
- 4.59%
- $558.49
- 2.24%
- $435.12
- $123.37
-
- 7 Years
- 5.35%
- $601.69
- 2.94%
- $470.17
- $131.52
-
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowTHE RIGHT MORTGAGE PRODUCT
Finding the right mortgage products that fit your financial and life situation can be challenging.
- How much can I borrow and what are the payments?
- What are the pros and cons of these mortgage products?
- Would this mortgage provide you with enough flexibility to accommodate for the unknown future?
- What options allow you to pay off your mortgage faster?
- Are there any products that have low mortgage payments for better cash flow?
I can narrow down the best mortgage product that fits you, and discuss the pros and cons of each. The best part is we can compare different products offered by banks, credit unions, trust companies, and financial institutions.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As a mortgage broker, I work for you, not the lender.
Andy is the BEST person to go to for all your mortgage needs. He is incredibly hard working and will go out of his way to help you. I highly recommend him. I give him 5 stars
My broker was Andy Wai. He was very knowledgeable, professional, and friendly. He even helped me with the other aspects of my home purchase, no questions asked. I would definitely come back to him again when I need another mortgage.
Andy Wai and his team were a delight to work with for our mortgage. Very knowledgable and always available for any questions 24/7. Highly recommended!
Hi all, Andy helped me with my mortgage. From the beginning he was courteous and walked me through all the steps in a way that very clear and easy to follow. If 5 stars is the highest rating, i would give Andy 6 stars!
Andy worked a ton of magic for me. He found me a new bank to take over my mortgage, and get me a home equity line of credit. My previous lender, IG, was unwilling to give me a HELOC and retain my business. Andy found me a lender, which bought out my mortgage cancellation no cost to me, gave me a HELOC, and Andy secured an extremely competitive interest rate. I couldn’t be happier with the service!!