Welcome
Whether you are a first-time buyer or an experienced buyer, DLC Clear Trust Mortgages has access to the very best products and rates available across Canada. Give me a call… I think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 2.19%
- $432.68
- $29.86
-
- 2 Years
- 2.94%
- $470.17
- 1.99%
- $422.97
- $47.20
-
- 3 Years
- 3.49%
- $498.74
- 2.34%
- $440.04
- $58.71
-
- 4 Years
- 3.74%
- $512.02
- 2.49%
- $447.47
- $64.55
-
- 5 Years
- 4.59%
- $558.49
- 2.59%
- $452.46
- $106.03
-
- 7 Years
- 5.35%
- $601.69
- 2.94%
- $470.17
- $131.52
-
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowTHE RIGHT MORTGAGE PRODUCT
Finding the right mortgage products that fit your financial and life situation can be challenging.
- How much can I borrow and what are the payments?
- What are the pros and cons of these mortgage products?
- Would this mortgage provide you with enough flexibility to accommodate for the unknown future?
- What options allow you to pay off your mortgage faster?
- Are there any products that have low mortgage payments for better cash flow?
I can narrow down the best mortgage product that fits you, and discuss the pros and cons of each. The best part is we can compare different products offered by banks, credit unions, trust companies, and financial institutions.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
As a mortgage broker, I work for you, not the lender.
Andy worked a ton of magic for me. He found me a new bank to take over my mortgage, and get me a home equity line of credit. My previous lender, IG, was unwilling to give me a HELOC and retain my business. Andy found me a lender, which bought out my mortgage cancellation no cost to me, gave me a HELOC, and Andy secured an extremely competitive interest rate. I couldn’t be happier with the service!!
Andy is the BEST person to go to for all your mortgage needs. He is incredibly hard working and will go out of his way to help you. I highly recommend him. I give him 5 stars
Andy Wai and his team were a delight to work with for our mortgage. Very knowledgeable and always available for any questions 24/7. Highly recommended!
Andy is knowledgeable and thorough with answering any of our mortgage questions every step of the way. He kept in frequent communication and provided updates with us while we waited to close. Thanks again Andy!
It’s always a pleasure working with Andy. He got us a great rate and did everything they could to make the transition go as smoothly as possible. I have nothing but good things to say about Andy and would definitely recommend him. He is very detailed oriented person and answers all our queries and concerns very calmly. Great professional to work it .. Highly recommend.